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How to Avoid Losing Your House in Foreclosure

  1. Don’t let yourself procrastinate
  2. Respond to your lender immediately
  3. Be informed about your rights
  4. Make a budget and stick to it
  5. Can you liquidate other assets?
  6. Watch out for foreclosure prevention companies
  7. Seek unbiased advice from multiple parties
  8. Contact your lender as soon as you realize you’re behind on payments

Looking for ways to avoid foreclosure? The financial pressure of owning a home may feel stressful. Take control over your house and security by following a few simple tips to proactively avoid a home foreclosure.

1. Don’t procrastinate.

The further you fall behind, the harder it will be to reinstate your loan and the more likely that you will lose your house.

2. Don’t ignore your lender, respond to their notices.

It may forestall having to make tough decisions, but don’t put your head in the sand. The notices you receive will contain important notices of pending legal action.

3. Stay informed of your rights.

Read your loan documents so that you know the consequences of not making payment.

4. Make a careful budget.

It’s easier said than done, but the most straightforward way to prevent foreclosure is to restructure your spending to stay current on your payments. See if you can cut things like  TV, memberships, eating out, or entertainment. Hold off on paying down credit cards and other debt until you have paid your mortgage.

5. Consider liquidating and making use of extra assets.

If you have extra assets such as a second car, jewelry, or a life insurance policy, you can sell these for cash to help reinstate your loan.

It may not get you out of the red, but at least it will show your lender that you are acting in good faith.

6. Avoid foreclosure prevention companies.

Don’t pay unnecessary fees for foreclosure prevention assistance–use that money to pay off your mortgage. There’s a million for-profit companies that will contact you promising to negotiate with your lender. If this is the only service the company offers, then it isn’t worth it.

A company like Home Helpers Group performs this service for free.

7. Work with someone you can trust.

Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender. There is a lot of good advice out there, you just have to take it.

8. As soon as you realize you’re behind on payments, contact your lender.

Lenders want cash, they don’t want to get stuck with your property.

They will bend over backwards to get you back on track, it’s better for their bottom line.

Contact us for a free, no-risk quote within 24 hours.

Get a Quick Cash Offer    |    Call (559) 900-0023

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  • Highest Off-Market Price

  • Sell As-Is. No Cleanup. No Repairs.

  • Close In As Little As 7 Days

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SELL MY HOME FOR CASH IN CENTRAL VALLEY

A Better, Faster, & Easier Way To Sell Your Home For Cash. 100% Free. No Obligation.

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California’s Trusted house Buyer since 2013

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Melissa Hunnicutt
January 15, 2025

Angel was a pleasure to work with I give him 5 stars. His professionalism and knowledge of the process made me very comfortable. Angel you made this transaction so easy, and I appreciate everything you have done. I wish you the best in your future. And I definitely will recommend you to anyone I know wanting to sell a home.

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Gary Grills
January 15, 2025

5 stars for Angel. He was an absolute joy to work with. His professionalism and knowledge of the process was very much appreciated. He kept me informed and always kept me updated even when he was sick he still was available. Angel your the best and thank you again for everything.

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Terri Emmett
January 13, 2025

Angel was always very kind and helpful.

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goku25jason Gohan
January 7, 2025

Went with Home Helpers Group because they offered the best price for my home and were fair during the entire process. Angel was super helpful and very communicative throughout the entire process. Had a solar lease that Angel and his team were able to take care of. I got the $$ I needed and now will be able to move into my new home with some extra money in my pockets. Thank you Angel!

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Felicia Wallace
December 26, 2024

Homme Helpers Group is amazing! Angel helped the process go smoothly and quick! not to mention how communicative he is. His patience and information through the entire process was greatly appreciated. If I could give Angel and Home Helpers Group 10 stars I would.

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Carlos Obregon
December 20, 2024

I was looking to sell my house fast and wanted top dollar for it. I called HHG (home helpers group) and Alan did an awesome job. I sold and closed within days of me contacting them. I recommend them highly to help out

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Sabreen Brar
November 16, 2024

I had a great experience with this company, more specifically with Angel. He explained the process very easily and clearly to me and was responsive throughout the whole process. This company was true to their word and helped us close a chapter. If you are going this route, this is the best company in the area!

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Christina S
October 30, 2024

Selling the house was easy. Angel was quick and explained everything. Answered all of our questions and handled the solar company, too. Would definitely work with Angel and this company again.

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Leandro Serrano
October 30, 2024

Smooth transaction. Angel was informative, helpful, and efficient. He handled all the solar transfer. Would definitely use Angel and this company again.

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lawanda jones
October 25, 2024

Alan Ramirez He is a very professional guy helped us out a lot.Thank you so much.We appreciate it

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Amanda Pia
October 18, 2024

Their service was just what I needed to move on with my life. They were very friendly and quick.

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wade
October 17, 2024

Very professional, first class treatment all the way, agent angel was the best.

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James Albion
September 16, 2024

The entire experience was flawless, fast, and painless. Alan was absolutely perfect in every aspect. Home Helpers Group you guys are awesome !! We thank you very much!

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Sabrina Grays
August 15, 2024

Angel helped me with the process of selling my rental property. He was very responsive, respectful and attentive. Angel was also sensitive to me and my renters concerns. I would recommend Home Helpers Group.

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Tommy
July 10, 2024

My experience with Home Helpers Group was excellent. They were always courtius and polite. The negotiation process was easy and fair. We settled on a price right away closed escrow within a month. Angel and Claudia were great and made the whole process easy for me. If you are looking to sell a piece of property Home Helpers Group will make it happen for you quick and easy.

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Susana Hernandez
May 23, 2024

Alan Ramirez made selling my home easy and fast! He just did a quick walk in and we made a deal quick and fast. I save my time and money not having to pay a realtor to sell my property 😊 Best service ever i recommend him to anyone trying to sell there property thanks alot Alan your the best now time to celebrate 🎉

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Esperanza Delgado
May 23, 2024

Alan Ramirez was so fast in helping us sell our house stood in touch with us until.the end .Alan thank you for being there when we needed you for any questions we had your awesome .The house was sold fast no worries for us thank you Alan Ramirez

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Paolo Santi
April 10, 2024

It was a pleasure working with Home Helpers Group, they are very helpful and professional. Alan Ramirez was just great. He answered all the questions and didn’t pressure us to do anything. I would recommend them to all my family and friends. They gave us a good offer for our home, I am very happy! Thankyou ! Paolo.

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Stefani Rocha
April 6, 2024

We reached out to the Home Helpers Group to help us liquidate a property. To our surprise we closed escrow in about 2 weeks. They were very professional and courteous throughout the entire process. I recommend them to anyone needing help!

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Joseph Hernandez
March 8, 2024

alan ramirez from home helpers group was awesome he rocks we called to get help to sell our house and he was there to help within a few hours got it going and sold within a very short time i would totally recommend anyone who wants to sell call Alan Ramirez with home helpers group !!!

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Priscilla Ramirez
March 8, 2024

Alan Ramirez from Home Helpers Group was wonderful he was very friendly helped us sell our house quick and easy we called you guys and he was there for us that same day. iI would recommend anyone selling to call him he is very responsive and punctual thanks Alan Ramirez for helping us with our sale you did an awesome job!!

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