You pay nothing. Home Helpers covers all closing costs including title insurance, escrow fees, recording fees, and transfer taxes—expenses that typically total 1.5-2.5% of purchase price in a traditional sale. The only deductions from your net proceeds are existing liens (mortgage payoff, property tax liens, HOA liens) that must be cleared to transfer clean title. There are no agent commissions, no repair costs, and no surprise fees at closing.

No. Home Helpers purchases properties in as-is condition—we assume all repair responsibility after closing. Whether your property needs a new roof, foundation work, HVAC replacement, or simply cosmetic updates, you make zero repairs. We conduct a desktop valuation and interior walkthrough to assess condition, then make an offer that accounts for needed work. You never pay for contractor quotes, permit applications, or pre-sale renovations.

We calculate offers using recent comparable sales in your specific Fresno neighborhood (typically within 0.5 miles and sold within the past 90 days), current market inventory levels, property age and condition, and estimated repair costs if applicable. Our offer represents what we can pay while covering acquisition costs, holding costs, renovation expenses, and resale timeline risk. Most offers fall between 65-75% of after-repair retail value, which is competitive with other cash buyers and iBuyer platforms once you account for zero seller fees.

If you're underwater on your mortgage, selling to Home Helpers may still be an option through a short sale—where your lender agrees to accept less than the full payoff amount. We've negotiated dozens of short sales with major servicers in California and can coordinate directly with your loss mitigation department. Short sales take 45-90 days longer than standard closings due to lender approval timelines, but they're often the only alternative to foreclosure when equity is negative.

In California, most inherited properties must go through probate before title can transfer. However, if the estate was structured with a living trust or the property was held in joint tenancy with right of survivorship, probate may not be required. Home Helpers works with estate executors and administrators to structure purchase agreements that accommodate probate timelines—we'll wait for court confirmation if necessary and provide offers that remain valid during the probate process, giving heirs certainty while legal procedures conclude.

Our purchase agreements include a standard due diligence period (typically 10 days) during which either party can cancel for any reason. If you change your mind during that window, there's no penalty and no obligation—you simply notify us and the agreement is void. After the due diligence period, cancellation terms depend on the specific contract, but we've never pursued specific performance or damages against a seller who chose not to proceed. We want every transaction to be mutually beneficial, not coerced.

We purchase both owner-occupied and rental properties in the 93722 area. If your property has tenants, we can either close with tenants in place (assuming over the existing lease) or wait for vacant possession if you prefer to provide notice and regain occupancy before closing. California tenant protections require proper notice periods, and we'll structure the closing timeline to comply with all state and local tenant laws.