We purchase single-family homes, multi-family properties, condos, and land throughout Exeter and Rockingham County in any condition—including properties with foundation damage, fire or water damage, code violations, hoarding situations, or 30+ years of deferred maintenance. Manufactured homes on owned land qualify; mobile homes on leased lots typically do not. Properties in active foreclosure, probate, or with title issues are evaluated case-by-case.

No. Home Helpers covers all standard closing costs including title search, title insurance, recording fees, and transfer taxes in most Exeter transactions. You pay zero agent commissions, zero inspection fees, and zero repair costs. The cash offer you receive is your net proceeds after only your existing mortgage payoff and any property tax liens are satisfied from the sale.

Our offer calculation starts with recent comparable sales in your Exeter neighborhood, adjusts for your property's current condition using contractor repair estimates, and factors in our renovation timeline and resale market conditions. We provide a written breakdown showing the after-repair value (ARV), estimated repair costs, our purchase offer, and how we arrived at each number. You're welcome to get competing offers or independent appraisals—we encourage informed decision-making.

Yes, if you have sufficient equity to cover your mortgage payoff after our purchase price is applied. We coordinate directly with your lender to obtain a payoff statement, verify the exact amount due including late fees and interest, and structure the closing to satisfy the debt and prevent foreclosure from appearing on your credit report. If you're underwater (owing more than the home's value), a short sale with lender approval may be possible but requires 60-90 days typically.

Traditional sales require property repairs to pass buyer inspections, 45-90 days for buyer financing approval, and 5-6% agent commissions, but typically achieve 95-100% of market value. As-is cash sales require zero repairs, close in 7-30 days with no financing contingencies, and carry no seller fees, but offer 70-85% of after-repair value. The best choice depends on your timeline urgency, property condition, and financial situation.

Yes. We purchase tenant-occupied properties in Exeter and coordinate the transition according to New Hampshire landlord-tenant law (RSA 540). If tenants have a valid lease, we typically honor the lease terms and assume landlord responsibilities post-closing. If the property is month-to-month or you want vacant possession, we can delay closing until you've completed the legal eviction process, or we can purchase immediately and handle tenant transition ourselves after closing.

Step 1: Contact us via phone or online form with basic property details. Step 2: We schedule an in-person or virtual property assessment within 24-48 hours. Step 3: You receive a written cash offer with breakdown within 24 hours of assessment. Step 4: If you accept, we order title work and schedule closing at a local Exeter title company on your preferred date (7-60 days out). Step 5: You sign closing documents, receive your funds via wire transfer or cashier's check, and hand over keys—entire process averages 14-21 days.