Home Helpers purchases Fresno properties with all levels of foundation damage. From cosmetic hairline cracks to severe structural failure requiring full foundation replacement. Properties we commonly purchase include homes with diagonal shear cracks wider than 1/2 inch, slab settling exceeding 3 inches, perimeter beam separation, and secondary damage like plumbing leaks and interior wall cracking caused by foundation movement. The only foundation scenarios we typically decline are properties with active sinkholes, active landslide movement, or foundation failure so severe the structure is red-tagged by Fresno County building inspectors as unsafe to enter.

Home Helpers closes most Fresno foundation property transactions in 7-14 days from the date you accept our written offer. The closing timeline depends on title company workload, whether the property has title issues requiring clearance, and your preferred closing date. If you need to close faster due to foreclosure, probate deadlines, or relocation, we can accelerate to 5-7 days with expedited title work. If you need more time to move out or coordinate logistics, we can extend the closing date to 30-45 days at no penalty.

California Civil Code Section 1102 requires sellers to complete a Transfer Disclosure Statement (TDS) listing all known material defects, including foundation damage, even in as-is cash sales. However, because Home Helpers conducts a full property inspection before making an offer, we are already aware of the foundation damage when we submit the purchase agreement. The disclosure protects you legally but does not affect our offer or willingness to purchase. Failing to disclose known foundation defects exposes you to post-sale litigation for fraud or misrepresentation, even in as-is transactions.

Our offer formula calculates the current post-repair market value of your Fresno property using recent comparable sales in your neighborhood, then deducts the estimated cost of foundation repair, permit fees, contractor coordination time, and a margin for resale risk. Most offers range from 70-85% of post-repair value depending on damage severity and neighborhood demand. This is 10-20% below what you would net after listing with an agent, paying 5-6% commission, offering buyer repair credits, and waiting 4-6 months. But you receive the cash in 7-14 days with zero repair expenses or agent deductions. For sellers who cannot afford foundation repairs or cannot wait 6 months, it is a fair exchange of speed and certainty for a reduced sale price.

In a typical Home Helpers transaction, the seller pays only the title company escrow fee (approximately $400-$600) and any existing liens, back taxes, or HOA dues that must be cleared for title to transfer. We cover all other closing costs including title insurance, notary fees, recording fees, and wire transfer fees. There are no agent commissions, no inspection fees, no appraisal fees, and no repair costs deducted at closing. Your net proceeds are the purchase price minus the escrow fee and any outstanding obligations on the property.

Yes. Home Helpers regularly purchases pre-foreclosure properties in Fresno where the owner is behind on mortgage payments and facing trustee sale. We coordinate directly with your lender to obtain a payoff statement, calculate whether the sale price covers the mortgage balance, and close before the foreclosure sale date. If you owe more than the property is worth in its current damaged condition (an underwater mortgage), we can discuss short sale options where the lender agrees to accept less than the full payoff amount. Selling before foreclosure protects your credit score and allows you to walk away with any remaining equity after the mortgage is satisfied.

After you accept our written offer, Home Helpers opens escrow with a California-licensed title company, orders a title report to confirm you own the property free of undisclosed liens, schedules a final property walk-through to document condition, and coordinates a closing date that works for your timeline. You will receive closing documents 2-3 days before closing to review, sign the deed and transfer documents at the title company office or via mobile notary, and receive your cash proceeds via wire transfer or cashier's check on closing day. The entire process from accepted offer to cash in hand typically takes 7-14 days.